We encourage you to borrow wisely to finance your education and minimize your student loan debt after you graduate. The resources available on this site and advice from our staff will assist in this process.

  1. Pursue all other alternatives first
  2. Get the facts about each loan program
  3. Know the players in the student loan process and their language
  4. Estimate anticipated level of debt for your entire program of study
  5. Budget before you borrow
  6. Know manageable levels of debt, never borrow more than absolutely necessary
  7. Know the effects of multiple borrowing
  8. Take the time now to make the right decision; you can save money, time and frustration