Dental Benefit Options
The State of Florida offers you comprehensive dental coverage through an array of dental plans. Coverage is available to retirees through COBRA and to COBRA participants if they were enrolled prior to termination.
Each plan is designed to meet the needs of employees based on their individual plan usage, flexibility in using network or non-network dentists and cost.
Prepaid Dental Plan
- Pays benefits only when you use network providers
- No deductible or annual maximum
- Most preventive care at no charge
- You pay a fixed copayment for dental procedures listed on the copayment schedule
- Orthodontia: Covered for adults and children (excluding Preventive PPO).
Standard PPO Dental Plan
- Receive care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay part of the cost for the services you receive.
- Orthodontia: Covered for adults and children (excluding Preventive PPO).
Preventative PPO Dental Plan
- Receive your care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan start paying benefits, and then you pay part of the cost for the service you receive.
Indemnity with PPO Dental Plan
- Receive care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay a percentage of the cost for the services you receive.
- Orthodontia: Child only orthodontia covered by Sun Life.
Indemnity Dental Plan
- Receive care from any dentist
- You have a deductible to meet and then pay part of the cost for the services you receive.
Related
Dental Insurance
The State of Florida offers comprehensive dental coverage through a variety of providers. Coverage is effective the first day of
Employee Assistance Program (EAP)
The Employee Assistance Program offers confidential support services to employees and their eligible family members to help improve overall well-being.
Enrollment and Effective Dates
Enrollment information, eligibility, Open Enrollment, Qualifying Status Change (QSC) events, and effective dates of coverage.
Flexible Spending Accounts (FSA)
The state offers three Flexible Spending Accounts (FSA) to eligible employees that provide a tax break on predictable out-of-pocket costs. Pre-tax contributions
Health Insurance
Division of State Group Insurance (DSGI) HMO, PPO, and High Deductible Health Plan (HDHP) options and prescription services.
Health Savings Account (HSA)
A Health Savings Account (HSA) is a tax-advantaged account employees should have if enrolled in a High Deductible Health Plan
Life Insurance
The State of Florida offers group term life insurance to eligible employees and their eligible dependents.
Supplemental Insurances
The supplemental benefit plans are fully funded by the employee. Costs vary by plan and coverage level.
Vision Insurance
Employees have access to competitive vision coverage at affordable rates through Humana Vision. The plan provides in-network coverage and non-network allowances for glasses