Skip to content

Enrollment and Effective Dates

Enrollment

In general, there are three times when an employee can enroll in or change benefits:

  1. As a new hire
  2. During the Open Enrollment period
  3. After experiencing a  Qualifying Status Changes (QSC) event.

Eligible employees have a 60-day window from their hire date to enroll into state insurances. 

Eligible New Hires

Eligible new employees have 60 days from the date of hire to enroll in State of Florida insurance plans.  All full-time salaried employees are eligible to enroll in State of Florida insurance as a new hire.

Open Enrollment

Open Enrollment is held in the fall and provides employees the opportunity to review available benefit plan options and make changes for the next plan year.  Any changes made during Open Enrollment remain in effect for the entire calendar year unless there is a change made because of a QSC event.

Qualifying Status Change (QSC) Event

A QSC event provides a 60-day window from the date of the event to make changes to benefits. Changes include enrolling or canceling, increasing or decreasing coverage, or adding or removing dependents.

Effective Date

Health and Prescription coverage can be effective the first of the month following enrollment. Employees can enroll as early as the day after their hire date. Other insurance plans (dental, vision, etc.) become effective the first of the month after one full month’s premium is deducted from two paychecks in a month.

Related

Dental insurance form with a stethoscope.

Dental Insurance

The State of Florida offers comprehensive dental coverage through a variety of providers. Coverage is effective the first day of
Five young adults stand in a line, arms raised, forming a human pyramid with one person at the top.

Employee Assistance Program (EAP)

The Employee Assistance Program offers confidential support services to employees and their eligible family members to help improve overall well-being.

Enrollment and Effective Dates

Enrollment information, eligibility, Open Enrollment, Qualifying Status Change (QSC) events, and effective dates of coverage.
laptop displaying a calculator and a search bar

Flexible Spending Accounts (FSA)

The state offers three Flexible Spending Accounts (FSA) to eligible employees that provide a tax break on predictable out-of-pocket costs. Pre-tax contributions
Red stethoscope in a hand, with a watch on a white shirt.

Health Insurance

Division of State Group Insurance (DSGI) HMO, PPO, and High Deductible Health Plan (HDHP) options and prescription services.
Blue piggy bank, red heart, stethoscope on a table

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-advantaged account employees should have if enrolled in a High Deductible Health Plan
Blue paper family silhouette on white background

Life Insurance

The State of Florida offers group term life insurance to eligible employees and their eligible dependents.
Wooden blocks stacked in a pyramid, depicting a plus sign, a family of four, a medical symbol, a house, and a car.

Supplemental Insurances

The supplemental benefit plans are fully funded by the employee. Costs vary by plan and coverage level.
Black framed glasses on a wooden table with a laptop and papers in the background.

Vision Insurance

Employees have access to competitive vision coverage at affordable rates through Humana Vision. The plan provides in-network coverage and non-network allowances for glasses