State of Florida Group Term Life Insurance
⚠️ Please Note: The information on this page is subject to change for the 2026 plan year. Please hold off on making decisions based on this content until the updated details are released.
Currently, the State of Florida offers group term life insurance to eligible employees and their dependents through Securian Financial. Additional benefits such as legal services and milestone support are available to plan participants. Enrollment and changes are managed by employees via People First.
Basic Life Insurance
Lake Sumter State College covers the cost of this life insurance policy for all full-time employees. Coverage is offered through Securian Financial valued at $25,000. Full-time employees are automatically enrolled upon employment.
Dependent Child Life Insurance
Employees enrolled in basic life insurance can also elect dependent child life insurance. The benefit for this coverage is $10,000 and covers all eligible children. This is paid for by the employee.
Dependent Spouse Life Insurance
Employees can elect dependent spouse life coverage. Two benefit amounts are available: $15,000 and $20,000. Coverage is guaranteed issue if elected when spouse is first eligible, otherwise, medical underwriting is required. This benefit is paid by the employee.
Employees who have a spouse that works at a State of Florida agency or university are not eligible to participate in this policy.
Optional Life Insurance
Employees enrolled in basic life insurance (not OPS) can also elect additional optional term life insurance. Coverage between 1 and 7 times your annual salary is available, up to a maximum of $1,000,000. Medical underwriting may be required. The cost is based on age and the amount selected. This benefit is paid by the employee.
Related
Dental Insurance
Employee Assistance Program (EAP)
Enrollment and Effective Dates
Flexible Spending Accounts (FSA)
Health Insurance
Health Savings Account (HSA)
Life Insurance
Supplemental Insurances
